When you compare our NEW and INNOVATIVE home loan products, plus our LOW competitive interest rates to those of the big banks and building societies, you will see that you just can't go past choosing a Thrive home loan.

Our loans have all the flexibility of other lenders, without the heavy fees. We charge no annual, transaction or other fees. Just take a look at what our entire range of fee free loan products offer you:

FREE Inward Direct Debits
Borrowers can make regular repayments to their loan from their savings or cheque account with their bank, credit union or building society.

FREE Inward Direct Credits
Borrowers can make regular electronic repayments to their loan. For example crediting salary payments, rental income, dividend payments etc.

FREE Internal Portion Transfers
Borrowers can establish internal portion transfers, between loan portions (in a split loan) on a monthly or fortnightly cycle. This saves borrowers from having multiple loans which could cost more at any bank or building society.

FREE Inward Deposit Book Payments
Borrowers can make manual payments to their loan "over the counter" using a deposit book at affiliated Westpac branches.

FREE Inward BPay
Borrowers can access their loan using the internet or a touch-tone telephone to make one-off principal reduction payments to their loan using their bank, credit union or building society's BPay system.

FREE Outward Third Party Direct Debits
Borrowers can make regular payments from their loan to a third party service provider. For example credit card provider, health insurer, local council etc.

Outward Cheques
Borrowers can make cheque payments using their line of credit facility where applicable.

FREE and Secure Internet and Telephone Banking
Borrowers can access their loan using secure internet banking or a touch-tone telephone system, free of charge or excess usage fees.

Thrive has the following loan products available:

Any questions? Call 1800 THRIVE right now.