| Minimum loan amount |
$50,000 |
| Maximum loan amount |
$1,000,000 |
| Maximum loan against property value (LVR) |
95% to $750,000
90% to $1,000,000 |
| Mortgage Insurance |
Payable by borrower |
| Loan purpose |
Home or Investments |
| Employment |
Borrowers must be in their current employment for a minimum period of twelve (12) months and employed for a minimum of twenty four (24) months in the same or similar field/industry |
| Postcode restrictions apply |
Please contact our lending managers for details of codes. |
| Interest only option |
N/A (principal and interest only) |
| Fixed interest option |
1 - 5 years |
| Minimum loan term |
15 years |
| Maximum loan term |
40 years |
| Application fee |
No, if borrowing > $250 000 (A saving of $775.00) |
| Valuation fee |
First valuation free up to the value of $330 for applications greater than $250, 000. Additional valuations paid by borrower. |
| Salary Credit |
Yes |
| Redraw available |
Yes |
| FREE Reward Package |
Yes (click here for you choice of reward packages) |
| Split loan available |
No |
| Inward direct debits |
|
| Outward third party direct debits |
Yes |
| Inward direct credits |
Yes |
| Internal portion transfers |
Not available |
| Inward deposit book payments |
Yes |
| Inward BPay |
Yes |
| Outward third party direct debits |
Yes |
| Outward cheques |
Not available |
| Free Internet and telephone Banking |
Yes |
| Monthly/Annual fees |
Nil |
