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    Interest Rates

Our competitors will tell you, "The cost of Thrive providing you with a reward worth thousands is somehow built into the interest rate of your loan; and somehow someway you will pay for your chosen reward, because in this world nothing is for free". Have you heard this yet? Perhaps you have even thought it...

Well, here is some refreshing news, the cost of your chosen reward IS NOT built into the interest rate of your loan! We understand that one of your main priorities when seeking out a loan is to secure a competitive interest rate. Thrive is one of Australia’s fastest growing non bank lenders because we are able to beat most of our competitor’s interest rates, and still provide you with a reward worth thousands. Which ever way you look at it, this is a once in a life time offer that our competition can’t match.

You would never switch you home loan to Thrive if it meant a higher interest rate would you? It's for that reason you will be pleasantly surprised at how much your payments will drop as a result of switching to Thrive.

Our policy is to do everything possible to match or better the rate of interest you are currently being charged by your existing lender. Please note that this offer is designed to assist you in reducing your current home loan interest rate.

Interest Rate Disclosure Policy

Thrive Lending Managers are the only people who hold the capacity to advise you of our current interest rates. This ensures you are quoted the correct interest rate with consideration given to:

  • The amount applied for in any application.
  • What type of loan best suits your individual needs.
  • What type of security properties you are offering.
  • Your geographical location.
  • Your employment history.
  • Your credit history

Due to legal reasons and other variables, we do not quote interest rates on our web site or on the phone without conducting a teleconference appointment with you. Your Thrive Lending Manager will provide you with the right loan product to suit your needs and ensure you receive the most competitive interest rate for that product. Contact us now to make an appointment with a Thrive Lending Manager who will give you an interest rate you’ll love. 

Please be aware, that in all cases Thrive Home Loans will attempt to either match or better the interest rate you have been provided by your current lender for a comparable loan product only.

 
 
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