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How can Thrive afford to reward me?
As Thrive does not have an expensive branch network to maintain, we have decided to pass the saving on to our customers.
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Is there an application fee?
There is an application and valuation fee that is waived if your loan is higher than $250,000.00. If your loan is less that $250,000.00 you will be required to pay an Application Fee of seven hundred and seventy five dollars and a Valuation Fee. Valuation fees will be advised at time of application, these vary from area to area and state to state.
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Are there other fees once I have the loan?
Once you have your loan set with Thrive you benefit from:
- NO ONGOING MONTHLY FEES
- NO OVER THE COUNTER FEES
- NO ACCOUNT KEEPING FEES
- NO EXCESS ATM FEES
- NO EXCESS DEPOSIT FEES
- NO INTERNET BANKING FEES
- NO TELEPHONE BANKING FEE
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When will I receive my reward package?
Provided your loan is approved and settled we will ensure your reward package is delivered to your door within 30 days from when your loan is settled and all conditions are met. Please note that the cost of delivery anywhere in Australia is not included.
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Can I consolidate other debts with my new Thrive Home Loan?
Yes you can! Personal loans, credit cards, and most other high interest rates loans can be consolidated. You can even borrow that little bit extra for renovations or other items on your wish list. Please remember that normal lending criteria applies to all consolidations.
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Is there a minimum borrowing limit?
Yes, there is a minimum of $50,000.00.
Note: If you owe less than $350,000.00, you may still be able to obtain your FREE rewards package. However you will need to call us for more details.
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