Many Lenders today often promote that they will lend money to credit impaired people. Credit impaired usually refers to the following:
- Listed but unpaid credit defaults.
- Unpaid home loan arrears.
- Paid defaults of more than $1000.00 within the last five years.
- Any default paid within the last three years of $500.00 or more.
- Missed home loan, personal loan, or credit card payments within the last 6 months.
- If you are an undischarged bankrupt.
- If you have been discharged from bankruptcy within the last two years
- If you have court writs or court judgments of any kind.
Credit impaired could also be extended to include the following:
- Overdue and unpaid council rates.
- Overdue and unpaid water rates.
- Unpaid tax liabilities to the ATO
- Centerlink debts of more than $500.00
At Thrive we will assess your situation on an individual basis and advise if we are able to help.
At Thrive we believe those people who value their credit standing and who conduct their financial affairs in a mature and responsible manner should be rewarded and recognised for their efforts.
If you are such a person there is a high possibility you could be considered a “Platinum Client” of Thrive Home Loans. If you qualify for such status by having a perfect credit rating and maintaining your existing loans without missed payments or over the limit charges, a world of amazing value and unprecedented personal service will instantly become yours.
Platinum clients of Thrive Home Loans can expect the following:
- A high level of personal efficient and friendly service.
- No application fees.
- No Valuation fees.
- Your choice of reward packages valued at up to $3000.00 click here
If you feel you may qualify for Platinum status first check to see the maximum amount you can borrow by clicking here.
PLUS Platinum Borrowers also benefit from.
- Low interest rates.
- No annual fees.
- No account keeping fees.
- No transaction fees.
- No redraw fees.
- No over the counter fees.
- No early pay out penalties*
- No approval delays.
- No loan processing delays.
- No stamp duty >
* Payout penalties may exist within the first five years of your loan agreement.
# Note that Thrive home loans may not accept, or approve any applications where the above listed items exist. In addition Thrive may charge an application fee to any borrower who makes a false or misleading statement in respect of their financial situation. All information provided in any application for finance is carefully scrutinized and cross referenced with both government private credit reporting agencies.
> Thrive home Loans will claim the stamp duty exemption for you provided you are entitled to any such exemption. If you are not entitled to such an exemption then the normal stamp duty charges will remain payable by the borrower.
