What we’re about

Thrive Home Loans became a household name in Australia by being the first home lender to offer Australian families a valuable reward for switching their home loan. Valuable rewards are not the only reason more and more Australian families are making a fresh start away from big fee hungry banks and building societies.

At Thrive our core objectives are to give Australian families more value, exciting innovative loan products and extremely competitive interest rates. These products will make home ownership easier than ever. It all equates to a better deal, smaller repayments, lower interest and better value.

Many people ask us how we can afford to offer valuable rewards when no other lender has ever done it. Here are the facts:

Fact
Banks make hundreds of millions of dollars annually which is passed on to their share holders. The more profit they make out of you, the larger the shareholders dividends are at the end of the year. In addition the value of each shareholders shares generally increase in value the larger the profits become.

Fact
Thrive Home Loans is far more efficient than most lenders using technology rather than big expensive branches on every street corner. This way we save millions of dollars annually and it allows us to pass those savings on to you in the form of lower interest rates and FREE rewards.

Fact
We don’t deal with brokers nor do we have thousands of employees scattered throughout Australia. Everything is simply done over the phone at a time that suits you. Changing your home loan has never been so easy as a quick phone call.

The bottom line...
For too long big banks and building societies have been making far too much money, and it’s about time there was a lender that was a little fairer to all Australians.